{"id":9052,"date":"2022-05-27T08:58:40","date_gmt":"2022-05-27T06:58:40","guid":{"rendered":"https:\/\/carteldamageclaims.com\/?page_id=9052"},"modified":"2022-05-30T15:34:10","modified_gmt":"2022-05-30T13:34:10","slug":"mastercard","status":"publish","type":"page","link":"https:\/\/carteldamageclaims.com\/es\/cases\/mastercard\/","title":{"rendered":"Mastercard"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"9052\" class=\"elementor elementor-9052\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5de7f7e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5de7f7e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9c23b97\" data-id=\"9c23b97\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68dc47d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68dc47d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-54b31e8\" data-id=\"54b31e8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13a3da5 elementor-widget elementor-widget-spacer\" data-id=\"13a3da5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-63cf644\" data-id=\"63cf644\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22097aa elementor-widget elementor-widget-spacer\" data-id=\"22097aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b20d864 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b20d864\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-74651ec\" data-id=\"74651ec\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a373b1 elementor-widget elementor-widget-spacer\" data-id=\"4a373b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab09918 elementor-widget elementor-widget-text-editor\" data-id=\"ab09918\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In 2019, Mastercard was fined over \u20ac570 million for implementing commercial rules which restricted competition in the EEA market for the acquiring of card payment transactions. This preliminary case assessment which focuses on Portugal first details the facts in relation to the infringement by Mastercard of Article 101 TFEU and Article 53 EEA Agreement.<\/p><p>CDC is assisting the Portuguese consumer protection association <a href=\"https:\/\/iusomnibus.eu\/ius-omnibus-v-mastercard\/\" target=\"_blank\" rel=\"noopener\">Ius Omnibus<\/a> in their collective action. Ius Omnibus represents all consumers in Portugal, irrespective of whether they were Mastercard users.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae893a4 elementor-widget elementor-widget-heading\" data-id=\"ae893a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Background\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9693772 elementor-widget elementor-widget-text-editor\" data-id=\"9693772\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mastercard maintained a set of cross-border acquiring rules, which created an obstacle to cross-border trade in acquiring services within the EEA. Cross-border acquiring takes place when the merchant\u2019s bank (\u2018the acquirer\u2019) is in a different country than the merchant. According to Mastercard rules, a card payment transaction that has been cleared and settled gives rise to an \u2018interchange fee\u2019 to be paid by the acquirer to the cardholder\u2019s bank (\u2018the issuer\u2019). Mastercard rules stipulated that, unless the acquirer had agreed bilaterally with the issuer on the interchange fee, a cross-border acquirer was obliged to apply a domestic MIF set by Mastercard and applicable at the country of the merchants.<\/p><p>Mastercard\u2019s cross-border acquiring rules meant that acquirers offering services in Member States where the domestic MIF were lower were prevented from offering cheaper services based on the MIFs in their \u2018home\u2019 countries to merchants based in other Member States where the domestic MIFs were higher. The merchants were also prevented from taking advantage of the internal market and benefiting from less expensive services from card acquirers established in Member States where MIF were lower. Therefore, Mastercard\u2019s cross-border acquiring rules created an obstacle to cross-border trade in the market for acquiring card payment transactions within the EEA.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7240769 elementor-widget elementor-widget-heading\" data-id=\"7240769\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Consumer action<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7374b52 elementor-widget elementor-widget-text-editor\" data-id=\"7374b52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A consumer claim was filed on 2 December 2020 at the Portuguese Competition, Regulation and Supervision Court by Ius Omnibus, aimed at compensating all Portuguese consumers who were injured by Mastercard\u2019s anticompetitive practices. Ius Omnibus is seeking damages of more than 400 million Euros in total \u2013 out if which each consumer in Portugal may receive, on average, 40 Euros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>In 2019, Mastercard was fined over \u20ac570 million for implementing commercial rules which restricted competition in the EEA market for the acquiring of card payment transactions. This preliminary case assessment which focuses on Portugal first details the facts in relation to the infringement by Mastercard of Article 101 TFEU and Article 53 EEA Agreement. CDC [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":0,"parent":40,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"coauthors":[],"class_list":["post-9052","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mastercard - CDC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/carteldamageclaims.com\/es\/cases\/mastercard\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mastercard - CDC\" \/>\n<meta property=\"og:description\" content=\"In 2019, Mastercard was fined over \u20ac570 million for implementing commercial rules which restricted competition in the EEA market for the acquiring of card payment transactions. 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